Computerized Investing Blog

Harnessing the power of technology to help individuals become more effective managers of their investments.

Intuit “Messes Up”, Then Apologizes

In response to the criticism it has received for sneakily raising prices on its TurboTax software, Intuit is now offering a $25 rebate to purchasers of it’s software who were unhappy with the recent changes.  The changes that Intuit had instituted required users to upgrade to more expensive versions of its TurboTax software in order to file certain forms which had been previously free. This angered many...

Windows 10 Revealed

Microsoft (MSFT) today pulled back the curtain a little more on their next Windows iteration. It is to be called Windows 10 although no one is exactly sure what happened to Windows 9. Windows 10 will be a relief for those users who either got Windows 8 and were unhappy with it or others who simply heard about issues with Windows 8. It will be a relief because Windows 10 will look more like Windows 7 than Windows...

Start-Ups Tackle Traditional Lending

New start-ups are challenging the staid world of bank lending by using data science to determine strong borrowers. Think less emphasis on credit history and more on how much time you spend reading the terms and conditions or whether you capitalize all of your letters when filling out forms. While the companies concede that no single piece of data is determinant, all the data together create a mosaic of the borrower...

TurboTax’s Increased Costs Irritates Many Users

Intuit recently announced that it intends to require taxpayers using TurboTax who file certain common schedules to shift to a more expensive version of the software to prepare their 2014 taxes. TurboTax’s increased costs irritated many users, especially those who were unaware of the price increases prior to purchasing the software. An article on WSJ.com stated, “Starting this year, TurboTax customers...

Bullish Sentiment Rebounds

Bullish sentiment rebounded after last week’s steep drop in the latest AAII Investor Sentiment Survey. Overall, the readings for January 15, 2015, are: Bullish: 46.11%, up 5.1 percentage points Neutral: 32.4%, up 1.11 percentage points Bearish: 21.5%, down 6.2 percentage points The bull/bear spread, which measures the difference between bullish and bearish sentiment, rose to +24.61%. AAII has conducted...

Bearishness Rising on Market Dashboard

The CI Market Dashboard triggered two new signals and one confirming signal for the week ending January 9, 2015. Week in Review The first week of trading of 2015 saw a return of volatility, as U.S. markets saw some wild swings this week as worries over oil, Europe and stagnant wage growth persist. However, encouraging economic data here at home and the prospects of additional stimulus measures from the European...

Is personal finance ready for Digit?

While Digit isn’t what you would typically think of as a mobile app, without modern mobile technology, it wouldn’t be possible. Between its website where users can sign up and make changes on their dashboard and its extensive use of texting to communicate with users, Digit is a new kind of personal finance company. According to Digit’s founder Ethan Bloch, nearly one third of Americans aren’t saving...

Biggest 1-Week Drop in Bullishness in a Year

Bullish sentiment had its biggest 1-week drop since January 2014 in the latest AAII Investor Sentiment Survey. After spending two weeks above 50%, bullish sentiment fell 10.73 percentage points. Meanwhile, bearish sentiment rose to a 12-week high. Overall, the readings for January 8, 2015, are: Bullish: 41.01%, down 10.73 percentage points Neutral: 31.29%, up 2.33 percentage points Bearish: 27.7%, up 8.39 percentage...

Two New Dashboard Signals to Ring in the New Year

The CI Market Dashboard triggered two new signals as we opened the book on 2015. Week in Review Happy New Year! I hope everyone had an enjoyable holiday season and 2015 has gotten off to a better start for you than it has for the markets. Santa seemed a bit preoccupied this, the last week of 2014, to offer much assistance to stocks. Slumping oil prices preoccupied investors, as did a brewing crisis in Greece...

The Sony Hack Thus Far

Almost everyone has heard about the recent cyber-attack on Sony Pictures. The attack came about after the studio created a film titled “The Interview,” a comedy about a plot to kill North Korean leader Kim Jong-Un, starring James Franco and Seth Rogan. I’ve read several articles that break it down pretty well and explain what has happened thus far. CNN Money has an article titled “The...